Kim Osman Insurance Group

Making Insurance a Breeze in Melbourne

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Your Trusted Insurance Partner in Melbourne, FL

Let Kim Osman Insurance Group steer you toward the right coverage, whether you’re protecting your home, car, or business. Get the coverage you need—without the headache.

OUR SERVICES

Insurance Made Simple

No matter your needs, we’ve got you covered. From personal policies to business solutions, we provide coverage that lets you focus on what matters.



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Personal Insurance

From your home to your car, we help you find affordable and reliable protection for what matters most.


Auto Insurance

Homeowners & Renters Insurance

Life Insurance

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Business Insurance

Keep your business safe with policies that ensure you’re covered, from workers’ compensation to general liability.


General Liability

Workers’ Compensation

Professional Liability

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WHAT OUR CUSTOMERS SAY
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My wife and I had conversations with many competitors and were struck by the timeliness and professionalism we found from Melanie at Kim Osman Insurance Group! All our questions were answered and the policy was written, coordinated, and finalized in one day.  What a nice experience when you get the very same treatment as the Reviews you read! Melanie was a joy to work with and is now our trusted advisor!

D. Moore
INSURANCE MADE CLEAR

Your Insurance Questions, Answered


  • How do I know how much coverage I need?

    The right amount of coverage depends on your specific situation—your home, car, family, and financial goals. At Kim Osman Insurance Group, we make it easy. Our team will walk you through your options, ensuring you get the right protection without overpaying. Whether you need home insurance in Melbourne, FL, auto insurance, or life insurance, we’ll help you find the best fit.

  • Why should I work with an independent insurance agency?

    Unlike big-name insurance companies that only offer their own policies, independent insurance agencies like ours work with multiple top-rated providers. This means we can compare plans to find the best coverage at the best price—whether you’re looking for renters insurance in Melbourne, FL, boat insurance, or business insurance.

  • What types of insurance do you offer?

    We provide personal insurance (home, auto, life, RV, boat, and umbrella policies) and business insurance (general liability, workers’ compensation, commercial auto, and more). If you need coverage in Melbourne, West Melbourne, Palm Bay, or Viera, FL, we’ve got you covered.

  • How do I get started?

    Getting started by requesting a quote is smooth sailing with Kim Osman Insurance Group. Just go to our contact page, fill out a few details, and we’ll provide a fast, no-obligation quote for home, auto, or business insurance in Melbourne, FL.

Ready to Get Started with Great Insurance?

It’s smooth sailing from here! Let us help you find the perfect coverage. Reach out today for a hassle-free quote.